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There are some simple steps you can take now to review and repair your credit before you actually buy. Each small step can save you hundreds or even thousands in interest charges over the life of your loan.
First, review your credit for free. Select one of the major companies featured here where you control your identity with all four Credit Scores (Credit, Auto, Insurance and Employment)! Get Free Credit Scores, Credit Fix & Credit Report Lock™!
Second, should you find any errors in your credit reports, complete the form above and our partners will work with you to quickly fix the mistakes so you get the best loan terms you deserve.
Third, review all of your currently outstanding debt. If you have multiple loans and credit cards, combine these loans to reduce your monthly payments. Now you can obtain a lower interest.
Fourth, make sure you have sufficient cash on hand so you can negotiate for the best loan terms. Our lenders all offer zero down payment loans however often the interest rate is higher and the loan term is shorter resulting in much higher payments. Get an extra $1,000 within 24 hours so you can negotiate your terms from a more powerful position.
Finally, don't forget to obtain insurance quotes on your different vehicle choices. It's important to have a general understanding of your future insurance costs BEFORE you agree to buy a car or truck. Often customers agree to buy a car and agree on the loan terms only to learn that the insurance premiums are unaffordable. Get free quotes here before you go to the dealership!
